DOWNPAYMENTS You will need to make an investment in your new home, called a down payment, in order to obtain a mortgage. A down payment is the amount of money you spend upfront on a home purchase and is collected at the time of closing. This amount will determine the type and amount of mortgage … Continued

Are you a photo buff? Do you love taking pictures everywhere you go? Perhaps you have a favorite one that you would like to share? We want your pictures for our photo of the month section. You can send photos to the following email: crescent671@gmail.com Include your name and a description of the photo. If … Continued

By the YMCA of Greater Monmouth County While the dangers of childhood obesity are well chronicled, many families need support changing their families’ habits with the goal of overweight and obese children obtaining and maintaining a healthy weight. That’s why the YMCA of Greater Monmouth County — a leading community-based organization dedicated to improving health—wants … Continued

By Jordan Tinitigan There are two types of people in this world. There are the optimists, who see the glass half full, and the pessimists, who see the glass half empty. Most people try to be an optimist, even though they feel like they carry the weight of the world on their shoulders. Sometimes it … Continued

By Linda Mundie How can you start living with more gratitude? First, make it a point to be more aware of what you have. Take an inventory of even the smallest things in your life that you are grateful for. Think of something you might take for granted—the dinner on your plate every night, a … Continued

Vehicle-to-vehicle (V2V) communication enables vehicles to wirelessly exchange information about their speed, location, and heading. The technology behind V2V communication allows vehicles to broadcast and receive omni-directional messages (up tp 10 times per speed), creating a 360-degree “awareness” of other vehicles in proximity. Vehicles equipped with appropriate software (or safety applications) can use the messages … Continued

The amount spent per pupil for public elementary and secondary education (prekindergar- ten through 12th grade) for all 50 states and the District of Columbia increased by 3.7% to $12,201 per pupil during the 2017 fiscal year, compared to $11,763 per pupil in 2016, accord- ing to new tables released this summer by the U.S. … Continued

The Allentown Garden Club is honored to have been invited by the Drumthwacket Foundation and the Garden Club of New Jersey to decorate Drumthwacket, the official residence of New Jersey’s Governor, for its upcoming 2019 holiday open house tour in Princeton. In this long-standing holiday tradition called The Holidays at Drumthwacket, nine different garden clubs … Continued

Pork tenderloin is a lean meat. It is an excellent source of protein, thiamine and vitamin B6. This recipe is simple and tastes great! Ingredients • 1 teaspoon garlic powder• 1 teaspoon dried oregano• 1 teaspoon ground cumin• 1 teaspoon ground coriander • 1 teaspoon dried thyme • 1 1/4 pounds pork tenderloin • 1 … Continued

With the big game or test coming up, now is the perfect time to speak with your child about dealing with stress. All children can experience stress at times. How you address and recognize the things they may be dealing with can make the difference in helping them cope. What is Stress? Stress is a … Continued